Card-on-File Payments

Pyrsos texts your customer a secure payment link the moment the job is booked. They put a card on file in about a minute, from their own phone. When the work is done, the invoice charges that card. Built for HVAC, plumbing, septic, and restoration shops.

The card goes on file at booking. The invoice charges the day the job closes.

You know both versions of this morning. The truck rolls at 8 AM and nobody answers the door. Or the job went fine last month, the invoice went out, and the check still has not come. Either way, you did the work of earning the job and got nothing for it.

Run the number on your own shop. The average HVAC repair runs about $350. Three dead trips or stalled invoices a month is over $1,000 you earned and never banked. And you still paid for the fuel, the hours, and the slot on the schedule another customer wanted.

This is one leak of five. Run the full five-leak math on the homepage, or put your own numbers into the calculator and watch the monthly total.

Three steps, none of them yours

• 1. The job gets booked. Pyrsos texts the customer a secure payment link along with their confirmation. No app to download, nothing to print. About a minute on their phone.
• 2. The card goes in the vault. A licensed payment processor stores it under bank-grade rules. The number never lands on your systems or ours. You set the rules first: which jobs require a card, whether to hold a deposit, and what a no-show costs. You approve the wording of every text before the first one goes out.
• 3. The work gets done. The invoice charges the card on file and the receipt texts back in seconds. Every charge shows up in your morning report, like a manager handing you the day's numbers.

The desk work this takes off your plate

• Collects card details by text before the truck rolls.
• Holds a deposit at booking on the jobs you choose.
• Charges the invoice the day the job closes.
• Texts the receipt to the customer in seconds.
• Flags a declined card before you burn a trip.

Fair questions, plain answers

Is it safe to take cards by text? The text carries a link, not a card number. The customer enters the card on a secure page run by a licensed payment processor, the same class of company behind the terminal at the hardware store. Pyrsos never sees the full number. Neither do you, and neither does anyone at your desk. That's safer than reading digits over the phone onto a sticky note.

Will my customers put up with it? Most already do it every week. Hotels, dentists, and repair shops hold a card before the work. The link comes with the booking confirmation, so it reads as part of getting on the schedule, not as a shakedown. And you decide which jobs require it. A twenty-year customer can stay on a handshake if that's how you run things.

What won't it do? It won't fight a chargeback for you, and it won't chase a customer who disputes the work. If a card declines, it flags the job so you know before the truck rolls, and that's where it stops. Collections and disputes stay a human decision, yours. This engine handles the ordinary case: a customer who's happy to pay and wants an easy way to do it.